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As I have already said the snag with N&P is either minimum usage (5 transactions/month) on the "Gold Light" card or minimum funding (£500/month) on the "Gold Classic" card.
Fortunately Stanner, I have a very helpful little financial advisor in our local branch of the N & P. As well as looking on the internet for any ISA delas that beat theirs, (and there are many), she set up a weekly Dierct Debit for £1.00, from a Gold account to an E saver's account, which kept me away from the monthly "inactivity" charge. Every few weeks or months, I just transfer that amount back to the Gold Light Account. Apparently, many pensioners were affected by the N & P's new rules, and this is how many of them got out of paying the monthly fee of £5.00.
BTW, I agree that if both cards, ie, N & P and N W, are charged at the VISA rate, then there shouldn't be any difference between them, other than the charge on the N W card.
HTH,
Jock.
______________________________________________________________ For "Our Mavis."
thanks for the reply i did get the information of money saving web page also the difference in rates was £1 =0.88e to the bank rate of £1=1.15e that is the difference it worked out better to use nationwide flex card with the charges that they have put on kenny
I think you must be reading it the wrong way round and it should be 1.0€ = £0.88p which is 1.14€ = £1.00
i know the difference when £1 gets you 88c e &nationwide gets you for your
£1 1e 15c that's the difference
Pardon?
Sorry but I DO NOT believe that ANY card uses an exchange rate of £1.00 to 0.88€. That is far less than parity and would be commercial suicide. I'm sure it would have made the headlines if it had been true.
I think you should check again and if you do I think you will find by pure coincidence it is £0.88p to 1€ which equals £1.00 to 1.14€ which is near as dammit the Visa rate.
They are both Visa cards and as such should use the same Visa rate.
hope this ends this, here is the reply from n&p If you are going to be using your VISA card abroad to carry out a transaction in a currency other than sterling it will be converted on the date that the amount of the transaction is debited from their account, at the wholesale rate of exchange applied by VISA.
At the moment £1 is the equivalent of 0.8793 Euros.
Regards
Suzanne is customer services i have coped this so that is the difference kenny
thanks for the reply i did get the information of money saving web page also the difference in rates was £1 =0.88e to the bank rate of £1=1.15e that is the difference it worked out better to use nationwide flex card with the charges that they have put on kenny
I think you must be reading it the wrong way round and it should be 1.0€ = £0.88p which is 1.14€ = £1.00
i know the difference when £1 gets you 88c e &nationwide gets you for your
£1 1e 15c that's the difference
Pardon?
Sorry but I DO NOT believe that ANY card uses an exchange rate of £1.00 to 0.88€. That is far less than parity and would be commercial suicide. I'm sure it would have made the headlines if it had been true.
I think you should check again and if you do I think you will find by pure coincidence it is £0.88p to 1€ which equals £1.00 to 1.14€ which is near as dammit the Visa rate.
They are both Visa cards and as such should use the same Visa rate.
hope this ends this, here is the reply from n&p If you are going to be using your VISA card abroad to carry out a transaction in a currency other than sterling it will be converted on the date that the amount of the transaction is debited from their account, at the wholesale rate of exchange applied by VISA.
At the moment £1 is the equivalent of 0.8793 Euros.
Regards
Suzanne is customer services i have coped this so that is the difference kenny
So you are trying to tell me that the pound is worth less than a Euro?
If so - sorry, but I do not believe it. If it was it would have been all over the front page of the papers
If you check the Visa site you will find a Euro is worth 88p, not the other way round.
the day when this was done the bank rate was £1==1.14eur so think what you want this is the last post i will post to warn members of any thing again kenny
the day when this was done the bank rate was £1==1.14eur so think what you want this is the last post i will post to warn members of any thing again kenny
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France
For "Our Mavis."
