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I've been using Nationwide Flexi account card for the last 6 or 7 years going over to France,Germany etc, but this year having just returned from Italy & checking my Flexi card statements I find that I've been charged for using it [ I admit I DID know they had changed their rules but amongst everything else - I just plum forgot ] - Not wanting to waste money in future can you experienced lot suggest an alternative card to take & use in the Eurozone . . ? [What to you think of the Caxton card ?
______________________________________________________________ Still sat here in front of the computer - it may be in the office, or on the laptop if I manage to get away from the office.
As far as I know, the only motorhoming Oxford United supporter in Bognor.
Nationwide Credit card is still free of any charges, I used it on my last trip to France/Spain and paid off the balance when I returned home, it worked very well, only carrying a small amount of cash.
Hi Vic.
The PO CC does not levy any extra at the moment on purchases. But even they charge for cash withdrawals.
Ray.
______________________________________________________________ The FSA licensed a twice convicted fraudster to handle our life´s savings. Guess what? He robbed us. http://raynipper.com
The one drawback of the N&P Gold account is that you have to pay in a minimum of £500/month or you get a £5 underfunding charge for every month you "underfund".
I use Santander Zero or PostOffice Credit card.Both have no charges applied to continental use other than cash withdrawals.For cash I use Santander Current account cash card.In Spain if you use Santnader ATM's there are no charges applied.
I use Santander Zero or PostOffice Credit card.Both have no charges applied to continental use other than cash withdrawals.For cash I use Santander Current account cash card.In Spain if you use Santnader ATM's there are no charges applied.
Beware of Santander's new policy of only allowing a maximum of three countries to be added to your account at any one time and for a maximum period of three months so if you are intending to use the card in more than three countries you need to phone them and ask for one to be taken off and replaced (good look at getting through!).
This is something new for 2011 apparently and is a real issue for us, we've had nothing but problems with our card where previously in 2009 it was excellent for us.
The Halifax gave us a better rate (12.9%, so effectively 1% charged on cash withdrawls so £1 on £100) which can often be less if you withdraw the cash towards the end of the billing cycle.
Furthermore if you have a Halifax Current Account you are paid a £5 'reward' if you spending exceeds £300 each month, more then covering any fees.
There are no restrictions (after informing them back at home, I've used this card in 8 countries including Russia) and the card offers much better protection then the Caxton - although we also have one of these for back up.
Direct debit clears the card in full every month - no 'topping up' required.
Nationwide Credit card is still free of any charges, I used it on my last trip to France/Spain and paid off the balance when I returned home, it worked very well, only carrying a small amount of cash.
Charlie
As of the 31st July 2011 commission will apply on Nationwide Visa Credit Cards.
But what really annoys me with Nationwide, is that after paying £50 in comission on the Debit Card ATM tranactions, they charge a further £15 just for making withdrawals. Now if you factor in the commission and withdrawal fee into the exchange rate it drops it by about €0.03 to the pound.
Are we to expect it to drop by €0.06 to the pound when you factor in additional commission after the 31-07-2011.
I'd change to Santander, but you need to deposit £1000 a month to get ZERO charges.
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France
I admit I DID know they had changed their rules but amongst everything else - I just plum forgot 
