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Motorhome Facts :: View topic - We have just made a fairly big decision...

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 We have just made a fairly big decision...
1178268 Post Posted: Tue Jan 03, 2012 1:27 am Thank this member for this postReply with quote Back To Top

1302 Subscriber 25/02/2013 


Joined: Apr 04, 2006

Posts: 1586

MH: VW T4 Compass Calypso

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Gender: None specified

Location: Sunny Portugal

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...well we think so. Smile

We have decided to semi/retire Wink

We have been thinking about a long holiday/'gap' for a while but her work or my work doesnt suit. However Alisons job now pisses her off and I can take mine up again wherever I please. Our son wished to move out and that makes me think that we should 'take a break'

We have both read the 'full time' threads with interest !

We thought about 12/18 months and letting the house out but have come to the decision that six months - without selling everyhthing we own including our own cherished cars - that 6 - 8 months would do for a starter. Leave the house empty/keep our stuff/ and see if the 'fulltime' suits us Smile

If after that time
we think it still suits then we will rethink Smile

If any of you have any recommendations then we would be pleased to hear them Smile

______________________________________________________________
Current MH is Compass Calypso on VW T4. Last one was Autosleeper Trooper on a T4 and before that two VW T2 campers - you get the idea...? Smile

Follow us: http://paulandalisons2012tour.wordpress.com/

My ´VWs´
http://thirteenotwo.wordpress.com/
 
1178273 Post Posted: Tue Jan 03, 2012 1:47 am Thank this member for this postReply with quote Back To Top

ched999uk Subscriber 17/03/2013 


Joined: Jan 31, 2011

Posts: 1144

MH: Benimar 6000SL

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Location: Sunny Blackpool

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Sounds a great plan. One thing to consider is your house insurance. You may need to find a company that covers the property when unoccupied. You need to read the policies very carefully as some allow unoccupation provided that someone visits or stays one night per month, some have conditions that water and electricity should be off etc...

I hope you have a wonderful time and really enjoy yourselves, good luck.
 
1178302 Post Posted: Tue Jan 03, 2012 8:13 am Thank this member for this postReply with quote Back To Top

patp Subscriber 12/06/2013 


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Age: 61

Joined: Apr 30, 2007

Posts: 1326

MH: hymerb544

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Location: Norfolk

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Go for it! We did it and have never regretted it for one minute.
We rented the house out to people we knew already. We became the landlord and declared the income for tax purposes.
There is a thread in the fulltiming section about being out of the country for more than 3 months with regard to qualifying for NHS care.
 
1178311 Post Posted: Tue Jan 03, 2012 8:56 am Thank this member for this postReply with quote Back To Top

Biglol Subscriber 24/07/2012 


Age: 64

Joined: Jul 16, 2007

Posts: 521

MH: A/S Executive GLS

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Location: Devon

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"Keep our stuff"
you should have written "Keep our Staff" Very Happy

It sounds exciting, good luck to you both

______________________________________________________________
BigLol..........

All done on a Big Mac, or iPad Smile
 
1178326 Post Posted: Tue Jan 03, 2012 9:55 am Thank this member for this postReply with quote Back To Top

erneboy Subscriber 07/01/2013 


Joined: Feb 08, 2007

Posts: 9112

MH: frankia i840qd

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Location: Spain + Germany

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Go for it. We kept our stuff. I wouldn't sell the house but I should have sold the cars. We have been away from the UK for nearly three years with only a short trip home, which convinced us that the rotten weather was an overwhelming factor for us, Alan.
 
1178329 Post Posted: Tue Jan 03, 2012 10:09 am Thank this member for this postReply with quote Back To Top

dipper17 Subscriber 08/08/2012 


Age: 60

Joined: Jul 30, 2011

Posts: 105

MH: Hymer B675SL

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Location: Orkney

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Earnboy

Would you mind posting some information on how you dealt with:

1 Insurance for the MH
2 Travel insurance for yourselves
3 NHS
4 House insurance

I gather that you regret at not selling the cars is due to the fact that they have stood idle for the three years.

Hope you can help.

Cheers

Michael
 
1178333 Post Posted: Tue Jan 03, 2012 10:25 am Thank this member for this postReply with quote Back To Top

erneboy Subscriber 07/01/2013 


Joined: Feb 08, 2007

Posts: 9112

MH: frankia i840qd

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Location: Spain + Germany

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No problem Michael. Our van insurance is 365 days away, I have that confirmed in writing so no problem there.

Travel Insurance is with Go Travel Insurance.com , not particularly cheap but they do provide the cover we want.

NHS, we just didn't tell anyone in case we might loose cover should we need it again.

House Insurance is not a problem for us as we have a family member using the house.

You are right about the cars, they are just sitting there ageing and no doubt developing faults through lack of use even though the chap living in the house gives them a run now and again.

Keep asking, if I can help I will, Alan.
 
1178335 Post Posted: Tue Jan 03, 2012 10:31 am Thank this member for this postReply with quote Back To Top

ActiveCampers Subscriber 19/10/2012 


Joined: Jun 17, 2005

Posts: 1696

MH: Horizons Unlimited Cavarno 2

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We did similar, left house empty for about 18 months, then sold it, and will be rebuying something after April 2012 when we return from Asia. Won't be returning to full time work, but will do some odd work all being well.

We kept our stuff, but after a year the sofas went mouldy- so will need to buy new furniture.

We are self employed, so NI up to date. NHS still think we live at our old address for doctors etc. Dentist don't care where we live. Travel insurance - Nationwide free account with upgrades is byfar teh cheapest for us. House insurance, popped back every 60 days which made it okay.

Car (and now car and van) just sitting on parents drive getting older. Car (2001 Ford Puma) - always started first time when we got back (original battery!!!!)- and no problems encountered that a hard blast didn't sort. So I'd not worry. My dad worries, and does start the car/van every month on the drive now we're away - but I wouldn't.

No regrets from us - in fact it is helping us chose a smaller house - as if we can spend months in a 4.8m van, and months with a 9kg rucksack each - what do we need a big house full of stuff that we don't need for.....?

______________________________________________________________
Full details of our 1000+ nigts away in the van in Europe, Morocco as well as backpacking in Asia, with hints/tips/costs and GPS POIs see our blog at http://www.doyourdream.co.uk
Our Home & Small co IT support business for Chippenham/Bath area: http://www.yourithelp.co.uk/dream (discounts for forum members)
Our medium/large corporate IT consulting business in UK or beyond http://www.pqservices.co.uk
 
1178342 Post Posted: Tue Jan 03, 2012 10:54 am Thank this member for this postReply with quote Back To Top

erneboy Subscriber 07/01/2013 


Joined: Feb 08, 2007

Posts: 9112

MH: frankia i840qd

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Location: Spain + Germany

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Yes, it is amazing how little stuff you actually need and can still manage to feel that you do have everything you need. I even carry two guitars, a little amplifier and an electric bike as my non-essential luxuries, Alan.
 
1178344 Post Posted: Tue Jan 03, 2012 10:57 am Thank this member for this postReply with quote Back To Top

Chascass Subscriber 29/05/2012 


Joined: May 10, 2007

Posts: 1408

MH: Autotrail Cheyenne 660se

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Gender: Male

Location: Co Durham

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If you are leaving the house unoccupied you can claim 50% reduction in the community charge for the time it is empty, this was the case some years back it may have changed.

Charlie
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