Help !! advice needed + crappy 4 x 4 driver Forums

RobMD

Hi There!

The scam - if any, may be in trying to get you to settle in cash for any damage they claim was caused so as to protect your no claims bonus.

In addition to counter-claiming, if you are paying for a repair personally you have the right to demand a few estimates or even to nominate a repairer, provided the repair is up to an acceptable standard (that is, as good as directly before the incident - you don't have to improve their vehicle!).
After the repair you can also vet the invoice to ensure there is no overcharging and to check that only work agreed beforehand has been carried out (He that pays the piper calls the tune!!!).

Boff

zaskar

I've definately led a sheltered life!!!!! Shocked

I'm mean, this sort of thing wouldn't even occur to me. Sad

Is it any wonder I wanna live in a field! Wink

baldlygo

artona · Moderator

Hi Max

remember your no claims discount is based exactly on that - no claims. Geo has a good point. I expect though you had a witness in your car who can vouch for you. Years ago I had an incident where a third party drove into the back of my car a petrol forecourt. My fully comprehensive insurance repaired my car but then knocked my ncb. The third party refused to fill in an accident form for years and so evetually it was all dropped as not worth pursuing and he got away with it.

stew

fdhadi

Had the 4x4 driver not been on the mobile phone at time of impact and been concentrating on the road ahead, then this collision would have been avoided Wink

.

It takes 2 to 2 tango.

max123

If he was using a phone at the time then I could do with you as a witness.
Max