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We had a post on MHF recently made by one of our members who allegedly runs a motorhome hire business.
They posted on MHF with some fairly serious allegations concerning how the whole Self hire industry works, i.e. whereby you offer up your own motorhome to a company that rent it out on your behalf.
I have spent considerable time this morning and afternoon, speaking to various members of the self hire industry and also insurance brokers trying to ascertain the facts. (A few remain to get back to me and go on record so any queries could be directed to them in future)
I personally think this is how the system operates.
you have a standard SDP policy on a van, you then offer your van to a company for self hire, THEY (Not you) enter into a contract to hire out the van under their own business traders insurance policy (Which does allow Hire for gain) during the period of hire, your own policy is not being used on the vehicle so there are no dual insurance issues.
A business insurance policy has named drivers so you can hire out the motorhome and also drive it yourself without needed dual insurance policies for the same mh.
If anyone can provide compelling hard facts to prove otherwise please let me know as MHF will not condone members posting information that is scaremongering nor inconclusive.
With the best will in the world Dave I would not trust a verbal statement from anyone on this subject, including a broker, or indeed an Insurance company, the financial risks are far too great, written statements of fact are always preferred, I think any Insurance company would give them if you fully explain your intensions, and just because one company says yes ,this would not apply to all,the proof as they say is in the pudding
Geo
Last edited by Geo on Wed Mar 28, 2007 7:14 pm; edited 1 time in total ______________________________________________________________ Welcome to the Dark Side where the Sun shines brightest
Advice is what we ask for when we already know the answer but wish we didnīt.
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Fair comment, Geo, but I trust Nuke to have done the homework in a professional manner, and I'm sure he could provide names and company details if anyone was having difficulty in this matter.
But, like you, I would normally not rely on anything verbal, especially a post on a forum about a verbal communication.
Gerald
The following members of MHF thanked geraldandannie for this posting
I am trying to sell my C Class RV and have considered rental as an option to selling.
My insurance policy is for a limited mileage each year 3,500, when I asked about the issue regarding rental on someone elses policy with a possibility of exceeding the agreed mileage, and if I could prove the mileage covered elsewhere would they honor the existing policy - the answer was ...
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NO - that dual insurance sir...
______________________________________________________________ My much loved VW Rialta is for sale, if you need an automatic van with the best layout possible in its size take a look at the classifieds..
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Well i have spoken to a couple of firms today, and they are going to get back to me.
I would be interested in hearing from anyone who has hired their van out via a third party business and especially if any claims were forthcoming whilst the vehicle was being hired.
After seeing the thread this morning and the spat between the two alleged motorhome hire companies I personally wouldn't trust any of them.
If that is how they behave in the murky world of motorhome hire then my advice would be to keep well clear.
I was approached at the Newark show last weekend by one of these companies and asked if I would like to earn Ģ8k a year by hiring out my motorhome.
If they can afford to rent a stand at a show and then use quite aggressive sales techniques there must be some serious money to be made,most of it by the hire companies.
Has anyone ever used these motorhome hire companies and if so were they satisfied with the service they received?It would be helpful if someone could give us a company report.
Steve
______________________________________________________________ Life is merry with a Welshie and a Kerry
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If they can afford to rent a stand at a show and then use quite aggressive sales techniques there must be some serious money to be made,most of it by the hire companies.
well tbh as the Newark show was a new event, the organisers were offering extremely cheap stall prices, i think they were as low as Ģ150ish so by them having a stand at a show doesn't mean they are making too much money lol MHF is having a stand at the Peterborough show so lol does that mean I am making too much money as well.
MHF is having a stand at the Peterborough show so lol does that mean I am making too much money as well.
Not at all nuke,I am not against free enterprise and profit in a fair and honest way,if it wasn't for MHF we wouldn't be able to discuss these issues openly and bring them to everyones attention,and long may it continue.
I dislike companies that are prepared to rip people off and I haven't heard a good word said about the motorhome hire business yet.Can someone who has allowed their vehicle to be used by these companies please come in here and tell us your experiences good or bad.I am sure a lot of forum members would be very interested in their comm