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I fully agree re the Nationwide debit card. It is however useful to have a bit of cash with you - the ATM overseas might be out of order for instance, so always have a bit of cash for the short term.
we applied for a card this week (credit card) from Nationwide, and was accepted. Its the debit card you need open up an account for, before you get it. Hope that helps, the credit card still can be used abroad on purchases, but you get charged for ithdrawing at ATMS (I think)
I believe, that whatever the rate is on the Visa exchange web site that day, is what you receive when you use your Nationwide debit card at ATM'S abroad that day..i.e. today 1.27 euro's to £
Also when using the Nationwide credit card abroad on purchases there is no charges, again the rate received being as above. (use of credit cards at ATM's are charged for)
Enter 0 for bank fees
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