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Anonymous

On the insurance I'm going to get for the van with Adrian Flux, they're doing a deal with European and UK breakdown for vehicles of up to 2.5 tonnes GVW.

Now on my official paperwork for my Italian van it says:

Massa del veiculo carrozzato in ordine di marcia: 2665kg

What I interpret this as saying is roadside weight: 2.66 tonnes. There's another section which gives a lighter weight, but that's obviously excepting all the bits and pieces like fridge, bed, grill, etc.

So I called up Adrian Flux and said listen - here's the weight of my van, am I still eligible for this deal and will the breakdown van be able to handle it?

So the girl goes and asks someone and says yeah, that'll be okay.

Mindful of the fact people on here have warned about problems with weightage on getting a breakdown van to tow, etc, would you say this would be okay? You see, the van will obviously be heavier with our stuff in it.

If I go up a grade then I have to pay an extra £55, which takes the insurance quote into the bracket of Comfort Insurance.

dodger148

You could of course get it weighed, some thing I have been meaning to do, say with average clothes, kit and say half a tank of fresh water. You then get a weighbridge ticket certifying weight and not a general guess by maker.
On caravans the weight tolerance used to be quite big, not sure if its changed now a days

bsb2000

I agree with Dodger, getting it weighed and producing a ticket should satisfy the insurance.

peejay · Campsite DB Admin

Think a bit of clarification is needed here, getting your m/home weighed at a weighbridge does not give you the gross vehicle weight (GVW), it gives you the all-up weight of the vehicle at that time, even if overloaded!

The gross vehicle weight is the total permitted all up weight of the vehicle.

Unladen weight plus max permitted payload = gross vehicle weight.

This should be displayed on the manufacturers plate in a prominent place on the nearside of the vehicle.

Buyer of insurance policies beware! Any excuse to avoid paying a claim will be investigated.

pete

twooks

as peejay says,
first look for vehicle plate that's gross vehicle weight, but
make sure there haven't been any changes since it left the factory.

then as dodger says
go to a weigh bridge, making sure that you are
1 ok overall and 2 ok for each axle allowance

and the bad news is you are over Adrian Flux's limit.

just to add confusion, we had a standard Swift Mondial, 2.8 gvw from memory, and the vehicle plate said 3.0 gvw claiming it had been upgraded.
Since we bought it from new, and hadn't paid any extra [it was an optional extra at the time] we were left to decide whether Fiat or Swift had got the plate wrong??

Cool

Anonymous

Ah well, bought the insurance earlier today so we'll just have to wait and see, eh? Fingers crossed that if I break down, they won't have to tow me anywhere!

Here's hoping.

And cheers for the advice all!

Wink

EOR

You haven’t stated what vehicle you have unless I’ve missed it.

You should find a data plate stamped with at least three weights, the plate may be in the drivers door foot well, or under the bonnet, like on the bulkhead or even near the bonnet catch.

The three weights will be GVW, max weight front axle and max weight rear axle. The total of both axle weights will generally add up to more than the GVW. Its possible to be prosecuted for being over weight, yet still be with-in the limits of the GVW, simply by overloading an axle weight.

I appreciate you wish to keep the costs down, but I truly believe its false economy to understate the weight of your vehicle, especially as low 2.5 Ton. If you do want to be recovered, that’s the time you don’t want any further hassle. I can assure you if the recovery guy turns up and feels your vehicle is over the 2.5 ton he will look for the data plate to check as he won’t want to overload his vehicle! Besides, many recovery people hate recovering big vans as they are heavy and sway about on the back of their recovery trucks.

Your vehicle will have or should have a data plate, as its an MoT failure without it, so I was told when I had one fall off and didn’t re-fix it but kept it in a draw.

Sorry not to give you the news you want, but its best to sort it all out now before you really do need to take advantage of the cover you have paid for.

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