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The simple answer is that if you do not have seat belts then your insurance company will not provide cover. If any part of the vehicle or persons or goods carried in it are not covered then it can be deemed that the whole vehicle does not have cover. In that case you can be prosecuted for having no insurance.
Also, no insurance company will nowadays cover any passenger in a sideways facing seat.
In other words don't do it.
Surely common sense should prevail. Just because these vehicles cover lower mileage and are likely to be better maintained by their owners does not mean that they are exempt from accidents. And, please dont anybody jump in and say that a MH driver will take more care. All accidents are down to the other driver.
I am not sure this is true see this post
Quote:
Posted: 2008-01-08, 13:42:37
Chascass
Joined: May 10, 2007
Posts: 205
Thanked 13 times in 13 posts
MH: Autotrail Cheyenne 660se
Location: Co Durham
Medals: None
Status: Offline
Events Attended:1
For what it's worth, I have just put the phone down after being assured by Saga that I am insured to carry the amount of people the motor home is designed to sleep ( in my case 6 ) respective of how meany seat belts the van has ( in my case 2 ) my V5 also states 2 seats.
Charlie
In the very same thing discussed a week ago in the Swift forum, my friend also rang Autotrail a few days ago to ask their opinion, the guy she spoke to said and I quote ' if you have a 6 berth and are carrying 6 passengers including the front two passenger seats, at this moment in time it wouldn't be against the law' he also referred to the driver carrying them in a responsible way and not overloading the motorhome.
Best to check with your own insurance company I think.
The following members of MHF thanked Briarose for this posting
Pusser, like me you are being forced kicking and screaming into this wonderful namby-pamby PC life.
This probably explains why the coastguard resigned this week following complaints that he did not follow safety regulations before saving a life.
Paperwork is now more important than life.
God, how I regret the danger, pain and stress that I must have caused to my parents, relatives and anyone else that knew me every time I climbed a tree when I was a kid.
This is not in any way aimed at any person or perfession that may be affected by my views or lack of consideration in sending this post.
Seriously, however, I do agree with the seatbelt regulations and would never support anybody who put a passenger in a non-belted seat.
The following members of MHF thanked GerryD for this posting
The simple answer is that if you do not have seat belts then your insurance company will not provide cover. If any part of the vehicle or persons or goods carried in it are not covered then it can be deemed that the whole vehicle does not have cover. In that case you can be prosecuted for having no insurance.
Also, no insurance company will nowadays cover any passenger in a sideways facing seat.
In other words don't do it.
Surely common sense should prevail. Just because these vehicles cover lower mileage and are likely to be better maintained by their owners does not mean that they are exempt from accidents. And, please dont anybody jump in and say that a MH driver will take more care. All accidents are down to the other driver.
I am not sure this is true see this post
Quote:
Posted: 2008-01-08, 13:42:37
Chascass
Joined: May 10, 2007
Posts: 205
Thanked 13 times in 13 posts
MH: Autotrail Cheyenne 660se
Location: Co Durham
Medals: None
Status: Offline
Events Attended:1
For what it's worth, I have just put the phone down after being assured by Saga that I am insured to carry the amount of people the motor home is designed to sleep ( in my case 6 ) respective of how meany seat belts the van has ( in my case 2 ) my V5 also states 2 seats.
Charlie
In the very same thing discussed a week ago in the Swift forum, my friend also rang Autotrail a few days ago to ask their opinion, the guy she spoke to said and I quote ' if you have a 6 berth and are carrying 6 passengers including the front two passenger seats, at this moment in time it wouldn't be against the law' he also referred to the driver carrying them in a responsible way and not overloading the motorhome.
Best to check with your own insurance company I think.
Briarrose,
Absolutely correct, and it will only be true if the insurance put that into writing as part of your policy.
My betting is that they won't.
A few words over the phone have little effect after an accident. The important point is the number of seats under type approval.
Regards,
Gerry
The following members of MHF thanked GerryD for this posting
Are we not being particularly uneven minded and having double standards and while accepting there are dangers, are there similar dangers which for some reason we accept without question.
Probably but then tis not you or I who makes the rulesies petal!!!!
Why don't you start a new thread on how you would change/adapt the current laws to ensure no double standards or interpretation problems by police.
One reason we got rid of our Lunar is because it only had two belted seats U lounge at back. It was a 4 berth, not illegal for our sons to travel but highly questionable with a view to safety. That is why we really only did short trips and took the car!!! We did not have an accident in that time but if we had, well the consequences for our boys was not good. Why did we buy it?? Good deal, good trade in and FIL with a desperate need to spend money. My reaction on seeing it for the first time was choice, but it was done. Worry over safety prompted us into changing it.
Was it dangerous?? Did not ever want to have the accident to find out!!!!!
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The following members of MHF thanked carolgavin for this posting
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