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Motorhome Facts Forum Index -> Motorhome Insurance -> Am i insured for sat tv
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Am i insured for sat tv
362813 PostPosted: Thu Jan 24, 2008 9:14 pm Thank this member for this postReply with quote
ciderdaze Subscriber 19/04/2009 
 
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So if some tow rag decideds to nic my new camus sat tv are we insured , should we inform the insurance company we have just had it fitted. what about other items are they insured?
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362886 PostPosted: Thu Jan 24, 2008 10:15 pm Thank this member for this postReply with quote
carolgavin Subscriber 26/02/2009 
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Hi sweetie absolutely no idea best advice is as you have already stated is to ring your insurer. Only they will know!!
Good luck!!

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362893 PostPosted: Thu Jan 24, 2008 10:19 pm Thank this member for this postReply with quote
Rapide561 Subscriber 25/01/2009 
 
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Hi

The amount of "contents" cover varies from company to company, so I suggest you advise your insurer and be prepared to pay an increase in premium.

Russell

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362903 PostPosted: Thu Jan 24, 2008 10:26 pm Thank this member for this postReply with quote
ciderdaze Subscriber 19/04/2009 
 
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We all seem to add more and more to our motorhomes so just wondered do we have to ring the insurance company everytime , how many of us bother to do this guess i will ring the caravan club tomorrow thanks
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362916 PostPosted: Thu Jan 24, 2008 10:35 pm Thank this member for this postReply with quote
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Hi we informed our insurance company that we had the oyster dish fitted etc not only in case it was nicked but we also worried what would happen should it get ripped off in high winds.
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362925 PostPosted: Thu Jan 24, 2008 10:40 pm Thank this member for this postReply with quote
peejay Subscriber 31/12/2008 
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On most policies there is a single article limit, if your equipment exceeds this value then you will have to pay an extra premium.

As an aside we have 2 folding bikes worth about £800 each, because they are removeable (ie not permanently fitted) items they weren't covered on the motorhome policy.
We had to specify them as separate items on our household contents insurance so they are covered both whilst on tour in the van and while on our property. The same applies for poratble sat navs.

pete
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362928 PostPosted: Thu Jan 24, 2008 10:42 pm Thank this member for this postReply with quote
ciderdaze Subscriber 19/04/2009 
 
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Did your premium go up much if you dont mind me asking just being nosey
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362939 PostPosted: Thu Jan 24, 2008 10:49 pm Thank this member for this postReply with quote
peejay Subscriber 31/12/2008 
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Hi cd,

Just checked the policy - an extra £14.78 per annun.

pete
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362944 PostPosted: Thu Jan 24, 2008 10:53 pm Thank this member for this postReply with quote
ciderdaze Subscriber 19/04/2009 
 
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Thats ok, i was expectig more , many thanks
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