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i filled up yesterday with fuel for my car went to pay handed the cashier 5£20 notes , she put these some kind of machine and then handed me back two saying " sorry sir these are fake" well i wished the ground would open uo and swollow me, anyway i told her i just collected these from the bank which i did,anyway back to the bank which they denied it blah blah blah ,result lost £40,now these are really good fakes! and there the new £20 notes!!so people beware!!!
the sad thing is the only way to reclaim the money - as the banks are useless - is to palm them off on someone else.
These crooks act fast - didnt think they be faking them yet!
Don't you become one of the crooks if you knowingly 'palm them off on someone else'?
By passing them off like that you perpetuate a cycle of woe.
I'm not saying I can afford to lose £40.00, because I can't but neither can I afford to lose my self esteem.
Sorry but I operate a policy of do as you would be done by.
...anyway back to the bank which they denied it blah blah blah ,result lost £40,now these are really good fakes! and there the new £20 notes!!so people beware!!!
Did the bank confirm they were fakes?
I'd be tempted to pay them in as a deposit to the bank - I've never seen the bank check individual notes - and then withdraw in cash later (from across the counter) and ask for the new notes to be verified
Good Luck
Dave
______________________________________________________________ If you´re not living on the edge, you´re taking up too much room.
The following members of MHF thanked HarleyDave for this posting
I believe you would be committing an offence if you knowingly passed them off as genuine. But in the past there have been concerns about how "fakes" are identified. I remember a BBC investigation (Watchdog?) that there is no perfect way to identify many of them other than them having the same serial number. The pens that some people use to detect the type of paper are not reliable, neither are the UV scanners.
How were they identified by the garage as fakes? My first question would be to them, then to the bank. Did the bank confirm they were fakes, if so how?
When you got them from a bank was it from a real person or an ATM? ATM's are fed by the staff using new, bundled, notes. They won't work with old notes due to the creases etc.
If you got them from an ATM, the bank installed them and would have a record of having done so. If from a person in the bank it is less easy to prove because they could have been taken in frm a previous customer and there is little control that the bank can exercise, other than checking obvious fakes.
Difficult to say what to do, you are peeved because someone passed them to you, how would you feel if it happened again. But £40.00 is a considerable sum of money (its almost 35 litres of fuel!) to lose. The only saving grace is that it was not £400.
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The only problem is that if you just try to pay them back into the bank and they ARE fakes, the bank just keep hold of them and don't credit your account (it happened to me). As long as you have them in your possession you have at least a chance of arguing with them that IT WAS them that gave them to you in the first place.
Don't let it pass. Send a letter to someone higher up in the bank and let rip. Can you tell us which bank it was?
Joy
The following members of MHF thanked runoutofnames for this posting
It has always been my understanding that once the bank is aware that they are holding a forged note they contact the police. they are if fake,just pieces of paper. Somewhat surprise that they gave them back to you!
Which bank.
I think that I would write to the manager as has been suggested, outlining scenario and timescale
ian
The following members of MHF thanked icer for this posting
Hi we have a shop and with the old £20 notes it was easy to spot a fake, it felt different and also when you hold it up the bars that are visible across the note by the silver line are not there on a fake.
I have no idea though how to spot a new fake anyone know.
There are also lots of fake £1 coins about made out of lead and you wouldn't believe how many we refused last summer.
The following members of MHF thanked Briarose for this posting
By passing them off like that you perpetuate a cycle of woe.
I'm not saying I can afford to lose £40.00, because I can't but neither can I afford to lose my self esteem.
Sorry but I operate a policy of do as you would be done by.
Hi Gillian
I admire your standpoint, but doubt if I would live up to it if I was given £40 worth of scrap paper by the bank. (It may be different if it came from another source.)
I think I would do as someone suggested and pay it back into the bank among a bundle of other notes. I know this is just as dishonest as any other way of "passing it on", but my bank declared a nett profit of over £11 billion for last year alone, and they made far more than £40 profit just from me during that time.
Strictly speaking it's still immoral I know, but it's only giving them back what they gave to me! Also I think £11 billion profit for the bank's shareholders is immoral when you look toward the Third World nations. That's 11 thousand million pounds!!!!!!
Just an opinion - and I don't really know what I will do if I'm ever faced with the problem.
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