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Motorhome Facts Forum Index -> Motorhome Insurance -> Insurance while towing with A Frame
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Insurance while towing with A Frame
85372 PostPosted: Fri Nov 25, 2005 10:13 pm Thank this member for this postReply with quote
clipper Subscriber 26/02/2009 
 
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how dose insurance work when towing with A Frame Both Motorhome & car fully comp !!!! Rolling Eyes
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86049 PostPosted: Tue Nov 29, 2005 12:23 pm Thank this member for this postReply with quote
terry1956  
 
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Hi, if I was you I would ask your insurrance company, and get it in writing. Also you may wish to look at breakdown cover. Some companies will not cover the towed car, or trailer if it is to long, or not fitted with breaking etc. In france you will need breakdown cover its very expensive if you do breakdown.
Best to check out your insurrance companie and breakdown cover. yourselve. terry
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98217 PostPosted: Mon Jan 30, 2006 4:12 pm Thank this member for this postReply with quote
frenchfancy Subscriber 29/01/2009 
 
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Hello, we tow car on a A frame behind our M/H. We had no problems. We do have separate insurance for both vehicles and a braked A frame. Our insurance companies said no problem. Would like to hear any info from anyone who has encountered any difficulties
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98234 PostPosted: Mon Jan 30, 2006 5:28 pm Thank this member for this postReply with quote
DJP Subscriber 31/12/2008 
 
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Quote:
Hello, we tow car on a A frame behind our M/H. We had no problems. We do have separate insurance for both vehicles

We also tow a Smart unbraked (don't! go there!)
Told both insurance companies Privelege for Smart and Safeguard for MH
No problem or additional premium for European cover.

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98246 PostPosted: Mon Jan 30, 2006 6:04 pm Thank this member for this postReply with quote
takeaflight Subscriber 31/12/2008 
 
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Tow a Smart on a trailer however I did check with saga with respect to A Frame quite fancy one they inturn checked withtheir underwriters no problems but I would still wont it in writing.
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98262 PostPosted: Mon Jan 30, 2006 6:36 pm Thank this member for this postReply with quote
olley Subscriber 31/12/2008 
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I seem to recall somebody having a problem in one of the mags, they were towing their car on a trailer when it was rear ended, no trouble getting the trailer or motorhome repaired, but the insurance wouldn't payout for the car.

The reason was that the car insurance was only for when it was on the road not for when it was on a trailer. And the motorhome insurance only covered damage to the trailer not for anything on it.

Can't remember any other details sorry.

Olley

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98271 PostPosted: Mon Jan 30, 2006 6:56 pm Thank this member for this postReply with quote
peedee Subscriber 19/01/2009 
 
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No problem with Safeguard and MoreThan. Safeguard wrote to me to advise it was only covered third party though. Oddly enough, the Caravan Club who does not exactly support A Frame towing say they will cover you with their motorhome. insurance.

peedee

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98309 PostPosted: Mon Jan 30, 2006 8:58 pm Thank this member for this postReply with quote
sallytrafic Subscriber 19/01/2009 
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peedee wrote:
the Caravan Club who does not exactly support A Frame towing ...

peedee


If that isn't the understatement of the century its certainly the understatement of this year.

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98345 PostPosted: Mon Jan 30, 2006 11:09 pm Thank this member for this postReply with quote
TonyHunt Subscriber 01/12/2008 
 
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I would make doubly sure of using a reputable insurer not a cheapo. Any problems and they would find an excuse not to pay out. Mine (NFU) supplied me with a written statement that everything was ok whilst using an A frame. Both my Car and MH are insured with them Fully comp.
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