Welcome to Motorhomefacts, we are a thriving motorhome community (Largest in Europe). Why Not JOIN NOW and get instant access to more of the website. It costs nothing to join and only takes a few minutes. We have 200,000 different people visiting our site monthly and this amount of motorhomers in one place guarantees a fast response to any questions you may have. We also have unique facilities not found elsewhere such as our Online Logbook, stopover tracker, Motorhome directory with Ebay type feedback and the largest repository of motorhome campsites reviews found anywhere
When Nationwide introduced fees for foreign debit card transactions, there was a suggestion that they would also charge commission on credit card transactions. Trying to find details on-line produced their description of "Rewards for Abroad"
I was expecting to see my rewards for UK spending on my Credit Card Statement this month and when it was not there, I sent in a query. Their response was that commission is not charged on existing cards, so we're OK.
There seems to be no way of finding this out on the internet, so I thought it might be of interest to other MHF members.
The credit card is commision free in the EU as long as you clear each month. Still charged for cash.
Andy
______________________________________________________________ There are no typing, spelling, or grammatical errors in my post. What you are seeing is the evolution of the English language in action.
This post may be unsuitable for overly sensitive persons with low self-esteem, no sense of humour or irrational religious beliefs,if you are please disregard the above post. Andy
Having always used the Nationwide debit card in the past we recently got the credit card. In our information pack it basically said that you could use it commission free in Europe up to the amount that you had already used it for in the UK, I assume to stop people simply using it overseas.
WE used ours all last winter in Spain and France for shopping and fuel. Not for cash used a prepaid card for that also free to use in most machines.
Andy
______________________________________________________________ There are no typing, spelling, or grammatical errors in my post. What you are seeing is the evolution of the English language in action.
This post may be unsuitable for overly sensitive persons with low self-esteem, no sense of humour or irrational religious beliefs,if you are please disregard the above post. Andy
I've dumped Nationwide 'flexi-card' & their credit card in favour of Halifax 'Clarity card' . . no commision abroad
Me too. I had a ridiculous bill for inadvertantly going O/D as I hardly use this account so I have moved lock stock and overdraft to Santander, the only Triple high st. bank with a triple A. (To my knowledge and S&P)
As main a/c is L\TSB I am not totally convinced a few bank problems will shortly arrive so I am ready to tx in that event. I like L\TSB though and I don't like Santander but Triple A's are triple A's.
I am still amazed though at the number of people paying their banks and B\Societies to lose their money. Why not lose it yourself and avoid the hassle.
BIG thumbs up for Halifax Clairty for me - 6 months on the road, 14 countries and no problems in any ATM or transaction.
£5 cash bonus for spending more than £300pm more then covers the 1.1% interest fee on cash withdrawn and if you withdraw cash towards the end of your statement date the actual fee charged is much less as it's Pro Rata (12.9% per year).
Set to clear the balance in full each month at home and I get 2 weeks to look at the statement to see if I'm happy with the transactions and they are usually LESS then what I have recorded on my log at the days prevailing rate on XE.Com's phone app.
Why anyone would bugger about with pre-loaded cards or debit cards where any fraudulent transaction comes straight out of your own cash balance I have no idea.
That said - we do carry a Caxton card as a backup - it's not been used yet.
Anyone with a Santandare card going to Europe consider binning it. You can only use it in 3 countries at a time before you have to call them to tell them another 3 and that is for a period of maximum 3 months made all the worse by the fact they are hopeless on the phone. Our card got declined twice despite doing the above while we were waiting for our Halifax pins!
You cannot post new topics in this forum You cannot reply to topics in this forum You cannot edit your posts in this forum You cannot delete your posts in this forum You cannot vote in polls in this forum You cannot attach files in this forum You cannot download files in this forum
France
