Insurance question re Toad Forums

www.outdoorbits.com

Sister shop to Motorhome Facts SOG Motorhome Thetford Toilet Cassette Kit

SOG Kits
100% Chemical Free Alternative for your Thetford Cassette.

Motorhome Insurance

Phone on 0208 9845311
Motorhome Insurance Quote

Campsite Reviews

Review of Woodside

Full Details

Motorhome Garage

2006 Rapido 997M

Owned by batchpatch

Updated 26/03/2010

2003 Autotrail Mohican SE

Owned by Jools66

Updated 10/01/2012

2000 Autosleeper Amethyst

Owned by Springerjoe

Updated 30/12/2008

Motorhome Chat Rooms

10 Chat Rooms
0 Members connected
0 members chatting

Chat Now

Motorhome Travel Blogs

Recent Blog Entries

Start Blogging Now!

Latest Classified Ads

Toyota Granvia 3.0TD auto Wellhouse conversion for sale

Toyota Granvia 3.0TD auto Wellhouse conversion
by wellhouse

Toyota Regius 2.7i Auto petrol/LPG new conversion for sale

Toyota Regius 2.7i Auto petrol/LPG new conversion
by wellhouse

Motorcycle Trailer.
by rjay

Motorhome Facts :: View topic - Insurance question re Toad

Welcome to Motorhomefacts, we are a thriving motorhome community (Largest in Europe). Why Not JOIN NOW and get instant access to more of the website. It costs nothing to join and only takes a few minutes.
We have 200,000 different people visiting our site monthly and this amount of motorhomers in one place guarantees a fast response to any questions you may have. We also have unique facilities not found elsewhere such as our Online Logbook, stopover tracker, Motorhome directory with Ebay type feedback and the largest repository of motorhome campsites reviews found anywhere

Rally News

Next Rally is @ Spring Bank Holiday at Hamble Primary School, Hamble, Southampton on 01/06/2012 in Hampshire

Insurance question re Toad

Borisd0

Joined: Jan 03, 2006

Posts: 180

MH: Hymer 574

Campsites

Gender:

Location: Somerset

Status: Offline

Hello,

I've just bought an Aygo with the intention of going down the Toad route.
I have just called the insurance Co. (Direct Line) to transfer the insurance to the car and mentioned the planned towing issue.

Their answer was the modification is not allowed since there is a young driver on the policy. "but no one is driving the car when towed", the 25 year old is tucked up in bed while we are off in the motor home".
Oh that does not matter sir.

Anyone else hit this ridiculous issue?
Any recommend as to a different insurer?

Now where are my blood pressure pills?
Geoff

peribro

Joined: Sep 06, 2009

Posts: 2369

MH: Autotrail Frontier Cherokee

Campsites

Gender:

Location: West Sussex

Status: Offline

I used to have my toad-to-be's insurance with Co-Op Insurance Services. When I told them that I had fitted an A frame to it, they told me that the policy was cancelled with immediate effect as the vehicle had been modified - there was no debate and no argument. The toad is now insured with Axa which also covers it fully comp when being towed which a number of insurers don't do - and the policy is very cheap as well!

alhod

Age: 65

Joined: Nov 01, 2010

Posts: 188

MH: Adria Coral

Campsites

Gender:

Location: Sometime Devon, sometime Charente, sometime anywhere

Status: Offline

I looked into the whole area of toads when setting up our rig at the start of this year. Several companies would not touch the toad for various (imho spurious) reasons. Both MH and toad on A-frame (Peugeot 107) are now insured with NFU. Fully comp all risks on both including whilst towing/being towed - and that is confirmed in writing from NFU. Toad is any driver 25+, MH named only. It is also one of the few companies which gives unlimited European use, again for both, so we can disappear for 12 months if so inclined and be fully covered - that is also confirmed in writing.
Does that help?
Alan
Smile

Darloboy

Age: 52

Joined: Oct 27, 2010

Posts: 26

MH: Autotrail Mohawk

Campsites

Gender:

Location: Grantham Lincs

Status: Offline

My policy for the toad is with Liverpool Victoria. Fully comp when being driven or towed. They wont let me add my 19 daughter as the car has been modified and as such their policy is not to allow under 21 drivers on their insurance policies. I need to renew in December and have found that some will insure the car and allow under 21 drivers to be insured - Aviva being one.

Borisd0

Joined: Jan 03, 2006

Posts: 180

MH: Hymer 574

Campsites

Gender:

Location: Somerset

Status: Offline

Thanks to all. Just back after a week's tour of Cornwall. Monday morning I'll be on the phone, hopefully to find a solution.

Thanks,

Geoff

Members do not see the Adverts Below

Motorhome Facts Forum Index » Motorhome Towing

You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot vote in polls in this forum
You cannot attach files in this forum
You cannot download files in this forum

All times are GMT + 1 Hour
Page 1 of 1