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Motorhome Facts :: View topic - Adding visitors to van insurance

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 Adding visitors to van insurance
1150801 Post Posted: Thu Nov 10, 2011 4:12 pm Thank this member for this postReply with quote Back To Top

Don_Madge Subscriber 10/08/2012 


Joined: May 01, 2005

Posts: 3553

MH: Timberland Freedom

Campsites

Gender: Male

Location: South Cave East Yorks

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Status: Offline

We have visitor coming from OZ next year and we would like them to have use of our van for a couple of months.

Has anybody done this? I'm waiting a reply from my insurers but I'm not hopeful.

Does anybody rent out their van on a regular basis who could point us in the right direction.

Regards

Don
 
1150918 Post Posted: Thu Nov 10, 2011 6:15 pm Thank this member for this postReply with quote Back To Top

Addie Subscriber 02/07/2012 


Age: 27

Joined: Aug 05, 2008

Posts: 1591

MH: Adria Twin

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Gender: Male

Location: York

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Status: Offline

The problem is if it is for 'hire and reward' stuff gets a little tricky. I lent our van to some family friends and Safeguard were fine about adding a temporary driver for a week. We received no money in return as we let them borrow it as a present, but I'm unsure where they stand on Australian driving licences.

There are many specialist insurances for Austrlians wishing to drive UK registered vehicles since many 100's of young (and old!) Ozzy's come to the UK and head off around Europe on 'Van Tour' - Walkabout, Hertz being some. A young couple we know from www.technomadics.net might be able to help you out as they have done the insurance thing twice now.

The problem comes is you shouldn't have two insurance policys valid on one vehicle at a time so you'd have to cancel one while running the other.

I've probably raised more questions the answers but I hope some of this is of use.

A

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1150966 Post Posted: Thu Nov 10, 2011 7:24 pm Thank this member for this postReply with quote Back To Top

Stanner Subscriber 13/05/2013 


Joined: Aug 17, 2006

Posts: 4427

MH: McLouis Tandy 366G/CI Cipro 85

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Gender: None specified

Location: Cambs

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Status: Offline

It very much depends on your insurer and then on, what licence your visitors hold, nationality, residency, age, etc. etc.

We were looking at doing a swap with somebody in their 70's from NZ, they were UK born but had lived in NZ most of their life and had an NZ licence. Saga (our then insurer) had no problem with the age but would not cover a non-UK resident with a non-UK license. Other insurers were OK with the Non-UK bits but wouldn't cover on the age side.

If your insurance is up for renewal before your visitors are due to arrive it could be worth ringing around and asking for different insurers attitude to your question, if of course your existing insurer can't/won't help.

Short term or H&R insurance will be very expensive indeed for anything over 2 weeks or so.

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Sed quis custodiet ipsos custodes?
 
1155505 Post Posted: Fri Nov 18, 2011 11:45 am Thank this member for this postReply with quote Back To Top

Don_Madge Subscriber 10/08/2012 


Joined: May 01, 2005

Posts: 3553

MH: Timberland Freedom

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Gender: Male

Location: South Cave East Yorks

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Status: Offline

I've spoken to my insurers (Comfort) and they will add our visitors from OZ on to our insurance at the cost of £120 per week. That will make a three month exchange very expensive.

That was a good idea while it lasted, back to the drawing board.

Don
 
1155511 Post Posted: Fri Nov 18, 2011 11:48 am Thank this member for this postReply with quote Back To Top

steco1958 Subscriber 27/09/2012 


Joined: Mar 05, 2009

Posts: 2381

MH: AutoTrail Delaware SE called Joan

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Location: West Midlands

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Don,

I would probably be as cheap to hire a MH for the duration with both of you on the policy.

If there are any problems on the trip, its then the suppliers issue not yours

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Steve & Elaine

dulce bellum inexpertis
 
1155572 Post Posted: Fri Nov 18, 2011 1:50 pm Thank this member for this postReply with quote Back To Top

Stanner Subscriber 13/05/2013 


Joined: Aug 17, 2006

Posts: 4427

MH: McLouis Tandy 366G/CI Cipro 85

Campsites

Gender: None specified

Location: Cambs

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Status: Offline

Don_Madge wrote:
I've spoken to my insurers (Comfort) and they will add our visitors from OZ on to our insurance at the cost of £120 per week. That will make a three month exchange very expensive.

That was a good idea while it lasted, back to the drawing board.

Don


I suggest some ringing around at renewal time. Wink

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