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Following the spate of retirement threads I thought it would be interesting to see what you thought would be the minimum you could retire on, assuming you did not have a mortgage.
Personally, I know it is a VERY hard decision to make (one I'm glad I made) because invariably you have to make big adjustments in your expectations to suit your new income
Charlie
PS (edit) The above is for a couple
Last edited by Chascass on Tue May 18, 2010 6:08 pm; edited 2 times in total
Ciao tutti,
to lead a dignified lifestyle, in reasonabale comfort, but without many 'luxuries' Donna C and myself live off my State Pension of Euro 520 per month, and her State Pension of Euro 350 per month.
This obviously means we have to dip into savings for extras such as vehicle taxes/insurance, winter electricity bills etc etc.
We do not have private pensions as these were cashed in (at a loss) in the past to help out voracious children/grandchildren.
We do have an infinity of things that money can't buy; such as said children/grandchildren, a home that has views that alone have been valued at over a million Euros, a garden that allows us to produce a lot of our own fruit veg etc.
Whilst both of us are not in perfect health, at least all the plumbing works; and we can always glance behind us and find somebody much worse off.
Just a real pity we've had to give up motorhoming.
saluti,
eddied
______________________________________________________________ We get too soon old, and too late smart.
À tous mes amis du forum thankyou pour toutes vos pensées agréables et avec son amour derrière moi je lutterai contre mon conflit avec un esprit de postive et le triomphe
Surely the figure quoted in the survey is an annual income. If it is monthly then I am in the wrong place. Even with both of us working full time we struggle to hit £2k per month.
If the survey is quoting a monthly income then this is a forum for the mega rich.
Gerry
Was it Groucho Marx who said "You'll be able to live like a king! you won't be able to eat, but you'll live like a king"
Maslows Triangle:
Our expectations for future lifestyle and quality of life are different to those of someone living in a Brazilian Favella, or Soweto
But in reality in this country we would get by on a lot less than we might expect
We just have to cut our cloth accordingly, and be grateful for all those things we are blessed with that money can't buy
Sticking my neck out? I'd be content with State Pension and 15k per year
I'd be very happy with SP + 30k
But neither will happen; so, as I'm arguably in 'Injury Time' right now, the most important thing for me is to have a few years to sit with my little wife (my blessing) and enjoy a summer evening, a blackbirds call on a damp morning, the smell of bluebells, listen to the grandkids' escapades
Or just to sit in a comfy chair and doze, dreaming of all the things I planned to do, but never did............and realising that I'm really not that bothered
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Ciao tutti,
and we can always glance behind us and find somebody much worse off.
