Location: Fulltimer 6 Months England 6 Months France & Spain.
Status: Offline
Hi All.
We set off in 6 weeks for our first trip into France and Spain for 6 months. We do not yet have any Medical insurance sorted out . Do any of you that travel out of the country for this amount of time take out medical insurance.
If you do could you please advise us as which companies you use and a rough idea of cost.
Hi,
We have used, in the past, the C.C and C travel service for medical cover. O.K.until my husband had pre-existing medical problems to declare. The costs became sky high in his case. Last year we moved to Endsleigh and we were quite happy with their quote. Prices can be seen on their web site
www.endsleigh.co.uk
Just had some quotes for annual multi-trip insurance, both upto 60 days per trip.
Halifax £105 including baggage, one aged 70 one age 68. There were a couple cheaper but excess required quite a bit higher. Endsleigh quote over 50% higher.
We are off on our 4th extended trip 8 months and dont take insurance would rely on our E111 card and local health services. Any emergency would be dealt with same as would here on the NHS. Have met people with insurance and had needed to use there insurance for surgery and the insurer has wanted them to return home...
We are off on our 4th extended trip 8 months and dont take insurance would rely on our E111 card and local health services. Any emergency would be dealt with same as would here on the NHS. Have met people with insurance and had needed to use there insurance for surgery and the insurer has wanted them to return home...
The E111 has been superseded by the EHIC (European Health Insurance Card).
This only affords you the basic cover in most countries, if for any reason you need to be flown home after an accident etc it will cost you in the region of £13,000.
If you can afford to pay for a ambulance flight all well and good but it's a lot of money to find in an emergency.
If you take out personal & motoring insurance with one of the main clubs and you become ill they will repatriate you and the MH.
If you've just got medical insurance you would have to make a separate arrangement for the MH, does anyone know of companies that would do this. Or am I talking through my pipe
______________________________________________________________ David
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I used them for my parent's recent 3-week trip over here - they're both in their 80s, both with pre-existing medical conditions (my dads' being serious ones), and it cost a total of £84 for the pair of them.
Compare this with Saga last year who charged over £600 for just 2 weeks.
You will need your EHIC number(s) to hand to apply online, but not to just get a quote.
We are off on our 4th extended trip 8 months and dont take insurance would rely on our E111 card and local health services. Any emergency would be dealt with same as would here on the NHS. Have met people with insurance and had needed to use there insurance for surgery and the insurer has wanted them to return home...
The E111 has been superseded by the EHIC (European Health Insurance Card).
This only affords you the basic cover in most countries, if for any reason you need to be flown home after an accident etc it will cost you in the region of £13,000.
If you can afford to pay for a ambulance flight all well and good but it's a lot of money to find in an emergency.
Enjoy your trip.
Don
It is worth bearing in mind the EHIC only gives you the health cover enjoyed by the inhabitants of the country you are in-in a number of countries significantly less than the UK NHS. read the booklet available from post office or online. Insurance will also pay for someone to be with you if in intensive care or needing medical repatriation.
This is very true, Passionwagon - and in the case of France, the MAXIMUM you get on the reciprocal arrangement is 67%. If you go to a doctor / hospital that does not stick to the agreed tarrif (and by no means all do), it could be a lot less than that.
Plus, as said, repatriation by air ambulance (or repatriation of a body) is VERY expensive, and would leave most folk in debt for years.
I now have reason to believe the link I posted is ONLY good for France - but I know many MHers stick to France when they go abroad, so still useful info for some.
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It is worth bearing in mind the EHIC only gives you the health cover enjoyed by the inhabitants of the country you are in-in a number of countries significantly less than the UK NHS. read the booklet available from post office or online. Insurance will also pay for someone to be with you if in intensive care or needing medical repatriation. 
