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 Which insurance company for the hound?
334958 PostPosted: Fri Nov 23, 2007 5:42 pm Thank this member for this postReply with quote
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Thanks again to all those who advised on whether or not to insure our Gracie. Very Happy Very Happy

Now, as several of you remarked, choosing which one suits best is a minefield! There are so many variables it's almost impossible to compare like with like, and I don't necessarily want the cheapest - I'm looking for the best value.

Can anyone advise please?



Thanks

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 Pet insurance
334963 PostPosted: Fri Nov 23, 2007 5:48 pm Thank this member for this postReply with quote
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Hi

Look at
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and follow the links to the insurance sites. Then, if you find a product you like, log on to
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and take the policy out via Quidco - and receive the cashback if available.

When I get another four legged mate, I will insure. I shall be looking for....

1) Direct invoice from the vet to the insurance firm
2) Reasonable excess
3) Foreign cover
4) Price

Russell

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334964 PostPosted: Fri Nov 23, 2007 5:48 pm Thank this member for this postReply with quote
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Try Halifax,after making enquiries with several companies recently they offered the best cover at a reasonable price.Never had to claim thankfully but I would think they should be ok being a large company with a good reputation.

Steve

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334986 PostPosted: Fri Nov 23, 2007 6:01 pm Thank this member for this postReply with quote
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Hi Zebedee

Remember it MUST be a lifetime policy.

In the magazine called Dogs Today ( an excellent monthly publication) there is an insurance doctor. He owns (I think) VIP insurance brokers who specialise in pet insurance. You tell them what you want and they find the best one! And guess what it's free!

A google will probably bring up VIP??

Stay well clear of E&L, if they still exist. They always find a reason not to pay and are very slow when they do pay.

Good Luck

Pat Smile
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334993 PostPosted: Fri Nov 23, 2007 6:16 pm Thank this member for this postReply with quote
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Hi Zebedee
We have had excellent cover from Sainsbury's Pet Insurance - having lost our elderly German Shepherd earlier this year after a long illness, the expenses were hefty. The vet billed them directly and was paid directly, and they covered cremation fees as well. The policy wasn't the cheapest - about £20 a month by the time he died, but it paid out around £6000 of expensive chemotherapy, admissions, xrays, night visits etc. Beware of the el cheapo policys available in some supermarkets as they cover very little.

Laurie

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335002 PostPosted: Fri Nov 23, 2007 6:33 pm Thank this member for this postReply with quote
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patp wrote:
Hi Zebedee
He owns (I think) VIP insurance brokers who specialise in pet insurance. You tell them what you want and they find the best one! And guess what it's free!
Pat Smile


Thanks Pat and others. So many responses already. Very Happy Very Happy Very Happy

Is this the one you mean
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I've sent for an online quote for a lifetime policy and will phone tomorrow if it looks good.

I don't usually bother with getting lots of quotes for a purchase, but this is so important I shall heed everyone's advice and follow up each suggestion.

Thanks again, some homework to do I think.

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335385 PostPosted: Sat Nov 24, 2007 1:19 pm Thank this member for this postReply with quote
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No apologies for bumping this up.

I need all the help I can get, and shall be very grateful for any more to come.

Thanks

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335394 PostPosted: Sat Nov 24, 2007 1:40 pm Thank this member for this postReply with quote
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Yes they are the ones Dave. They helped my mum to insure her little dog. She is with Petwise which I had never heard of. Part of the Fortis group apparently. No claims history to report yet as we haven't had to claim. He (archie) has just had a skin infection though, so when it is all cleared up we will be sending in the claim. One consultation with blood test for thyroid function, special shampoo and antibiotics cost 121 pounds and he is not finished yet. Mum is glad she is covered.

Happy hunting.

Pat
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335424 PostPosted: Sat Nov 24, 2007 3:20 pm Thank this member for this postReply with quote
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wakk44 wrote:
Try Halifax,after making enquiries with several companies recently they offered the best cover at a reasonable price.Never had to claim thankfully but I would think they should be ok being a large company with a good reputation.
Steve


Hi Steve

I just showed this thread to Mrs Zeb, and her eyes stood out like chapel hatpegs when she saw your dog on the avatar.

Could you post a photo please - it will result in another 10 minutes of "oooh"s, "aaah"s, and "isn't he lovely"s, 'cos Giant Schnauzers are her all-time favourite pooch. It wouldn't be fair for us to have such a big dog unfortunately, so she "borrows" other people's whenever she gets the chance.

Cheers

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335426 PostPosted: Sat Nov 24, 2007 3:24 pm Thank this member for this postReply with quote
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Which? magazine though M&S provided best value for money

they are lifetime policies. Our 4 year old Jack is about £90 and our 16 year old is about £210
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