Types of Motorhome Insured
Motorhomes come in a wide range of styles, shapes and sizes from simple private conversions to large RV's. Comfort Insurance can cover all types of registered motorhomes. The variations in terms of layout, facilities and trim are numerous. In addition, there are choices of engine size, manual/automatic and all the usual options offered with the original van. The price range of motorhomes is huge. For new vehicles, prices start at around £30,000 and can easily top £100,000 for a European A Class rising to over £200,000 for some American models. Below are some further descriptions and examples of vehicle types. We have also included details of vehicles sometimes referred to as motorhomes but where their detachable capability makes them unsuitable for our schemes.
Professional Van Conversions
Professional Van Conversions consisting of Fixed Roof, Rising Roof and Hi-Top motorhomes/campervans are all converted from standard panel vans, using existing chassis and body. They tend to be at the smaller end of the motorhome market. If the converter Name and model are unknown then you will need to select Home or Private conversion.
Self-build or Privately converted
Self-build or privately converted motorhomes/campervans can theoretically be from any of the above groups, but most often are simple panel van conversions. To be considered as a motorhome, the vehicle must have:
- A fixed on-board water supply
- At least one bed of 6 ft. length
- Fitted wardrobe cupboards
- Seating for diners at a table
- A gas supply fitted to comply with the Gas Safety (installation & Use) Regulations;
The conversion must be within 90 days of completion.
All of the above must be of a permanent installation.
Coach-Built motorhomes take a van chassis and cab and a converter company will then build a complete "habitation" section behind the cab. This class is sub-divided into overcab and low-profile. Overcab conversions have a bed space built into a section above the existing cab. Low profiles have sleeker look and have only a small storage area above the cab. These vehicles are the most popular group and form the huge "middle-ground" of the market.
A-Class motorhomes use only the chassis and running gear of the base vehicle and everything else is built on by the converter. The original cab is not therefore used and this makes the interior more spacious. These vehicles are at the top end of the market and are therefore more expensive.
American Motorhomes tend to be larger that those built in Europe. There are some coachbuilt models, but many are large A-Class vehicles with slide-out sections that increase the living space still further. Some of these vehicles can be very expensive.
Race trucks are specialist motorhomes used by owners of vehicles (cars or motorcycles) used in motorsport. This means the rear of the vehicle is designed to be a garage for the car or motorcycle. They are normally fairly large to accommodate both people and a vehicle; we can quote for vehicles up to 3 litre engine size. We will also consider larger vehicles on production of photographs and full details but you will need to call the office directly on 020 8984 0777.
Large American vehicles (often known as RV's)
These tend to be large and most are A-Class vehicles with slide out sections that give additional living space. The large size often means that these vehicles can be very expensive.
Within the wider definition of "motorhome", there are two types of vehicle that we cannot accommodate. "Demountables" are basically habitation units that can be attached and detached from a pick-up truck. "5th Wheelers" are larger habitation units that are connected to tractor units in the same way as an articulated lorry. In both cases the habitation unit is capable of being left away from the vehicle, and for this reason we do not consider these risks as motorhomes.
Get a quote here