saga insurance have reduced there premium charges, 2 years ago the quotes I was getting from saga was £100 more, just received quote from Safeguard for my 08 Transit , Globecar Trendscout £374, same quote from the lovely Vicky at Saga wiyh unlimitd european cover £190, no brainer, well done Saga for looking after the crinklley Brigade, if your over 50 thats the insurance company to be with.