...when it turns out to be negative because of interaction with introductory discounts.
Currently getting some comparative quotes against my renewal with Sureterm. Not that I'm unhappy with that...£25k motorhome, 2x 40-somethings, 10k miles/yr stored in a seure compound, comes out at £380 or so.
Ringing around, so far no-one's come close. It turns out it appears to be down to discounts. I've only got 1 yr NCD on the MH as we were new to this last year and didn't have any spare NCDs as they were used on our cars. What I'm finding is insurers (so far Safeguard, C&CC, CC) don't discount much because I'm only 1 yr claims-free. If I was new to insuring the MH, they'd give me an introductory discount that's actually higher than the 1 yr NCD. But I'm not so they won't.
Bizarre.
Currently getting some comparative quotes against my renewal with Sureterm. Not that I'm unhappy with that...£25k motorhome, 2x 40-somethings, 10k miles/yr stored in a seure compound, comes out at £380 or so.
Ringing around, so far no-one's come close. It turns out it appears to be down to discounts. I've only got 1 yr NCD on the MH as we were new to this last year and didn't have any spare NCDs as they were used on our cars. What I'm finding is insurers (so far Safeguard, C&CC, CC) don't discount much because I'm only 1 yr claims-free. If I was new to insuring the MH, they'd give me an introductory discount that's actually higher than the 1 yr NCD. But I'm not so they won't.
Bizarre.